Asset allocations is the biggest factor in terms of Investing. Before digging into asset- allocations we need to take a blink, what is asset?
Well, asset can be described in a complex way but in Reality, asset is equivalent to liquidity. How fast it can be converted to liquidity that much it will get popular in the periods of time gradually. The most popular one is cash, further more we have property, stocks, bonds, commodities, crypto-currencies, antique or art work so on are several forms of asset now-a-days.
Now, what is asset allocations? In real world it doesn’t even exist. From my point of view a perfect- asset allocations for any particular person, is nothing but a soft skill. Yes, It’s only a skill that can drive anyone to the zenith of his/hers financial success in the matter of period. If we go through some real scenario of some billionaire investor’s how they manage their asset allocations then it will be good for better understanding,
a. Warren Buffett- the split of his allocations is 90% stocks & 10% Bonds
b. Robert T. Kiyosaki- the split of his allocations is 70% real state, 20% Gold or silver & 10% crypto.
c. Vanguard- 100% in stocks and So on.
The point is that a perfect asset allocation is depend on individuals last but not least is the consistency of that skill.
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